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Ski Insurance

Winter Sports Insurance is An Essential Part of Every Ski or Snowboard Trip

Skier on the Slopes of Portillo, Chile

Not only do we insist on you having full medical and rescue cover in your selected policy we also recommend full off-piste cover. Even if you are not planning to venture off-piste or into the backcountry it is always possible to get disorientated for example in a whiteout. Good winter sports insurance policies now include off-piste cover, but be sure to check the limitations and their definitions of off-piste.

Some of the south American resorts will give medical and rescue cover if you pay an additional premium when purchasing your lift ticket. Beware however as this will not normally cover you off-piste and certainly not in the backcountry, and cover is likely to be at a very low level.

Also be aware that 'free' insurance often provided with bank accounts or credit card accounts is usually very basic, so be sure to check the cover and conditions (see below).

Please note: Arranging insurance cover once you have left your normal country of residence can be extremely difficult and in some cases impossible. Take out your ski insurance now!

If you need help sourcing insurance cover you can use links below ...


Winter Sports Insurance Options


Ski & Travel Insurance for UK & EU Residents

(be sure to check the 'winter sports' box and after will

have the option to choose single trip or annual travel insurance)


Ski & Travel Insurance for US Residents

This is the best range of ski insurance policies we have found for US residents


The Main Areas of Cover To Consider

Termas de Chillan

 Winter Sports Cover - Most don't include this as standard

 Full Off-Piste Cover, check the conditions & definition of 'off-piste' - anyone can stray off-piste in a white out

 Mountain Rescue - if you airlifted from the mountain

Equipment Cover - for your own or hire equipment

 Baggage Cover - For baggage in case of loss, theft or delay

 Medical Cover for if you should fall ill whilst away from home

 Cancellation of your holiday prior to departure for example due to illness

Ski Portillo